What is covered under the wallet insurance policy

Wallet Insurance
What is covered under the wallet insurance policy?

  1. Any loss of your Paytm wallet balance up to Rs.20,000 because of fraudulent transactions as a result of theft/burglary/loss of mobile phone/device
  2. Any loss of your Paytm wallet balance through unauthorized fraudulent transactions only in case you did not share/misplace your account details/device